Free online financial planning tools to help you manage your budget, plan your savings, and optimize your personal finances. No signup required.
Apply the popular 50/30/20 budgeting rule to your monthly income. Split your budget into needs, wants, and savings automatically.
Calculate how much you need to save each month to reach your financial goals on time.
Enter your expenses by category to see where your money goes. Visualize your spending analysis with a breakdown chart.
Calculate your monthly loan or mortgage payment, total interest paid, and total cost of borrowing.
Calculate how much you should save for your emergency fund based on your essential monthly expenses.
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Start for freeGood personal finance management starts with understanding your numbers. Our free budget planning tools help you apply proven methods like the 50/30/20 rule, calculate your savings goals, analyze your expense breakdown, and plan for emergencies — all without signing up.
Whether you need a monthly budget tracker, a loan calculator, or a savings goals planner, these tools give you instant results. For a complete financial dashboard with automatic expense tracking, AI receipt scanning, and family budget sharing, try PatrimoinePlus free.