Terms of Service

Last updated: January 2026

1. Acceptance of Terms

By accessing or using Patrimoine Plus, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our service.

2. Description of Service

Patrimoine Plus is a personal finance management application that allows you to:

  • Track your bank accounts and transactions
  • Categorize and analyze your spending
  • Set budgets and financial goals
  • Plan recurring transactions
  • Share financial information with family members (optional)

3. User Accounts

To use Patrimoine Plus, you must create an account. You are responsible for:

  • Maintaining the confidentiality of your account credentials
  • All activities that occur under your account
  • Providing accurate and complete information
  • Notifying us immediately of any unauthorized use

4. User Data

You retain ownership of all financial data you enter into Patrimoine Plus. By using our service, you grant us permission to store and process this data solely to provide you with our services.

5. Acceptable Use

You agree not to:

  • Use the service for any illegal purpose
  • Attempt to gain unauthorized access to our systems
  • Interfere with or disrupt the service
  • Upload malicious code or content
  • Impersonate others or provide false information

6. Service Availability

We strive to maintain high availability of our service, but we do not guarantee uninterrupted access. We may temporarily suspend the service for maintenance, updates, or unforeseen circumstances.

7. Limitation of Liability

Patrimoine Plus is provided "as is" without warranties of any kind. We are not liable for:

  • Financial decisions made based on information in the app
  • Data loss due to circumstances beyond our control
  • Indirect, incidental, or consequential damages

8. Termination

You may terminate your account at any time. We reserve the right to suspend or terminate accounts that violate these terms. Upon termination, your data will be deleted according to our data retention policy.

9. Changes to Terms

We may modify these terms at any time. Continued use of the service after changes constitutes acceptance of the new terms.

10. Contact

For questions about these terms, contact us at: admin@patrimoineplus.app